Type	Service Charges
1.Service Charges onoperativeCurrent/SB/ Savins/BBDa/cs	Rs.5/- p.a., to be levied during the month of February and credited to P & L Sundry Receipts – Others.
2.Service Charges oninoperative Current a/cs (to be levied during the month of February and credited to P & L Sundry Receipts – Others)	Size of Balance in the a/c				Service Charge
	Less than Rs.100/- Rs. 101/- to Rs. 500/- Rs .501/- to Rs.2,500/- Above Rs.2500/-				A/c should be closed and balance, (after postal charges) should be appropriated to P & L Sundry Receipts – Others, under advice to the a/c holder at his last recorded address with a request to return the unused cheque leaves. The advice should be sent by Regd.ack due Rs.100/- per year Rs.50/- per year Rs.20/- per year
3. Service Charges oninoperative SB/ Savins/BBD a/cs (to be levied during the month of February and credited to P & L Sundry Receipts – Others)	Size of Balance in the a/c				Service charge
	Over Rs.500/- Rs.101 to Rs.500/- Less than Rs.100				-Rs.25/- p.a. -Rs.50/- per year -A/c should be closed
4.Attestation/certification of Specimen Signatures for share certificates etc.	Rs.125/- per each certificate
5.Collection of cheques (Outstation)	Up to Rs. 1,000/- Rs.1001/- to Rs. 5,000 Rs.5001 to Rs.10,000/- Rs.10,001- to Rs.1.00 lakh Rs.100001 to Rs.10.00 lakhs Above Rs.10.00 lakhs				Rs.20.00 + out of pocket expenses Rs.40.00 + out of pocket expenses Rs.50.00 + out of pocket expenses Rs.5.00 per Rs.1000/- or part there of + out of pocket expenses. Rs.4.50 per Rs.1000/- or part there of subject to a minimum of Rs.500/- + out of pocket expenses Rs.4.00 per Rs.1000/- or part there of subject to a minimum of Rs.4,500/- + out of pocket expenses
6.Cheques given for collection, Returned unpaid –Handling charges	Local Cheques: Upto Rs.20,000/- Above Rs.20,000/- Outstation Cheques: Cheques/bills sent for collection and returned un paid (both SB & CD a/cs)				Minimum Rs.50/- for each CD cheque and Rs.30.00 per each SB cheque. Minimum Rs.75/- for each CD cheque and Rs.50.00 per each SB cheque. 50% of collection charges + Other Bank charges + Out of pocket expenses.
7. Return of Cheques presented across the counter	When Payee insists on return memo -on return of cheque without payment				Rs.25/- and Rs.50/- per instrument for SB and CD respectively
8. Return of Cheques presented in local clearing	Below Rs.20,000/- Rs.75/- and Rs.60 for CD and SB cheques respectively Above Rs.20,000/- Rs.150/- and Rs.80 for CD and SB cheques respectively
9.(a) Exchange on Drafts (For Remittances against Tender of Cash, branches may levy additional charges at their discretion, along with service tax subject to IT rules)	Up to Rs. 1,000 Rs.1001 to Rs. 5000/- Rs. 5001 to Rs.10000/- Rs.10,001 to Rs.1.00 lakh Above Rs.1.00 lakh to Rs.10.00 lakhs Above Rs.10.00 lakhs (For Rs.10.00 lakhs and above more than one DD is to be given) Above Rs.50.00 lakhs				Rs.15.00 Rs.25.00 Rs.30.00 Rs.1.50 per Rs.1,000/- or part thereof subject to a minimum of Rs.30/- Rs.1.25 per Rs.1,000/- or part thereof subject to a minimum of Rs.150/- Rs.1.00 per Rs.1,000/- or part thereof subject to a minimum of Rs.1,250/- Rs.0.50 per Rs.1,000/- or part thereof subject to a minimum of Rs.5,000/-
9.(b) Exchange on Pay Orders/Bankers Cheques. (For Remittances against Tender of Cash, branches may levy additional charges at their discretion, along with service tax subject to IT rules)	Up to Rs. 1,000 Rs.1001 to Rs.5000/- Rs. 5001 to Rs.10000/- Rs.10,001 to Rs.1.00 lakh Above Rs.1.00 lakh				Rs.20.00 Rs.25.00 Rs.30.00 Rs.2.25 per Rs.1,000/- or part thereof subject to a minimum of Rs.30/- Rs.2.00 per Rs.1,000/- or part thereof subject to a minimum of Rs.225/- with a maximum of Rs.10,000/-
10.Ledger Folio Charges For Curret/Cash Credit/Overdraft A/cs Periodiciy of charging Current a/cs – Half yearly Loan a/cs - Quarterly Note: 1.No folio charges for SB a/cs 2.Folio charges not to be levied if there are no entries in the a/c	Folio Charges @80/- per folio should be levied, subject to following exemptionsFree Average Credit Balance in the account Folios
	Up to Rs.25,000/- Above Rs.25,000/- up to Rs.50,000/- Above Rs.50,000 up to Rs.1.00 lakh Above Rs.1.00 lakh to Rs.2.00 lakhs Above Rs.2.00 lakhs CC & OD a/cs with debit balances				Nil 3 folios 5 folios 10 folios No Folio charges No free folios
11.Post,Telegram&Telephone charges	ACTUAL CHARGES INCURRED
12.Stop Payment Instructions Note: Staff cheques are no exception for this item	Rs.50/- per instrument for all types of accounts on any one occasion (Maximum Rs.200/-) Loss of Cheque Book Rs.200/-
13.Standing Instructions	- Noting of Standing Instructions - Transfer between accounts in same Br - For non-execution of standing instruction due to insufficient balance in accounts					Rs.25/- No additional charges Rs.100/-
14. Issuance of Duplicate Statement/Pass Books	Rs.80/- per Pass Book with latest balance only. Charges for previous entries (if required) @ Rs.80/- in case of C.D. accounts and Rs.40/- in case of SB accounts per folio consisting of 40 computer entries for old entries)
15. Issuance of Duplicate Drafts/ Pay orders/ Bankers Cheques / Term Deposit Receipts (For issuing duplicates for all above instruments, Branches have to obtain indemnity on stamp value of adequate value)	a) Duplicate Draft/Pay Order/ Bankers Cheque b) Duplicate Term Deposits c) Cancellation/Revalidation of Draft/ Pay order/ Bankers Cheque d) Noting of stop payment of DD/Pay order /Bankers cheque					40% of applicable exchange or minimum Rs.80/- Rs.30/- per instrument Rs.40/- per instrument Rs.60/- per instrument
16. Issurance of MICR and Non-MICR Cheques	SB a/cs CD a/cs					Cheque Book with 20 leaves free in a calendar year. Rs.2/- per leaf thereon. No free cheque books. Rs.3/- per cheque leaf.
17. Collection of Other Banks Deposits on Maturity (No charges for collection of our deposits on maturity)	If proceeds are placed with us as deposit for a minimum period of 3 months, service charges may be waived. Rest no change
18.Account Closure Charges:	SB group – within 12 months of opening After 12 months of opening CD group- within 12 months of opening After 12 months of opening Surrender of unused cheque leaves					Rs.125/- Rs.75/- Rs.300/- Rs.200/- Rs.2.50 per leaf (if not charged at the time of issue of cheque book)
19.Penal Charges for not maintaining Minimum Balances Note:To be debited to respective accounts on the same day	a) Current Accounts b) Savings/Savins with Cheque facility Savings/Savins without cheque facility					CD Rs.200/- and SB Rs.100/- whenever a transaction ( credit /debit) is put through without minimum balance in the account. A/cs without transactions during the half year are to be levied with CD Rs.100/- and SB Rs.50/- per quarter
20. (a) Appraising Charges on Advances against Gold Ornaments. Note: To be collected from borrower but should not be debited to loan a/c. b) Re-appraising charges	Total Charges to be collected		To be paid to the Appraiser					To Bank’s P & L account
	Rs.0.75ps percent with a minimum of Rs.30/- Rate & person who will apprise will be decided by Central Office		Rs.0.30ps percent with a min. of Rs.5/- per loan					Rest, i.e., s.0.45ps percent with a min. of Rs.25/- per loan
21.In case of default in payment of monthly instalment for any calendar month on or before last working day of that month,	Penalty of 0.10 paise for every instalment of Rs.10/- per month or multiples thereof.
22. Penalty for closure of RD account within 6 months	Rs.10/- if the balance outstanding is less than Rs.100/-; Rs.20/- if the balance o/s is between Rs.100 and Rs.1000/- and Rs.50/- if the balance is more than Rs.1,000/-
23.Enquiries relating to old transactions (more than 12 months old)	Rs.100/-per item
24.Record copy of cheque/other instruments	Rs.100/- per item
25.Issuance of Balance certificate	Rs.100/- per certificate
26.Issuance of Interest Certificate	No charges
27.Registration for ECS facility	Rs.100/-
28.Payment of Electronic Clearing Service	Free of charge
29.Safecustody charges –	Sealed covers Rs.500/- per sealed cover p.a., Sealed Boxes 20x20x20 cm – Rs.500/- p.a., 30x30x30 cm – Rs.600/- p.a.,
30.Cash Handling charges in CD a/cs	More than one bundle – Rs.100 per bundle (max10,000) at the discretion of Manager. OD a/cs of staff exempted.
31.Addition/Deletion of names in all Deposit accounts	Rs.100/-
32.Changes in operation instructions, Power of Attorney, Board Resolution etc.	Rs.100/-
33. Collection of Bills (Inward/Outward)	Up to 10000/- Rs.150 + O.P.E Above Rs.10,000/- - Rs.9 per 1000 or part thereof + OPE (Min Rs.150/-)
34 .Processing and service charges on loans against NSCs	Rs.250/- plus Out of pocket expenses for lien registration and collection of instruments
35. Hire Charges on SD Lockers		Type		Size ( Depth 517 m.) Hyderabad			Rent (wef1.09.2010) Cir No.5/2010;3/1 dt.16.08.2010. (in Rs.)
							Otherplaces
		Type A (A to D) A & AI B C D Type B (E to G) E & HI F G Type C (H to M) H L		115x150 148x184 115x330 178x238 148x401 266x320 178x506 314x401 340x506			1000 1100 1150 1250 2000 2200 2500 5000 6000		900 950 1000 1100 1500 1800 2000 4000 5000
Note: 1.Rentsof in-built lockers shall be 25% more than the rents given here 2. A concession of 20% in rent is allowed to our existing and retired staff members. They are also exempted from placing caution deposit. 3.Penalty for non-payment of rent on SD lockers on or before due date shall be additional 10% of normal rental charges. 4.Rent linked caution Deposits:Branches to ensure keeping of adequate caution deposit from time to time so as to cover the enhanced rates by the interest on such caution deposit/s. Lien should be noted on caution deposit and no deposit loans should be considered. .Authorization letters from the Locker holder for the transfer of interest earned on these deposits to adjust to the locker rents are to be obtained. 5.Service tax at applicable rate is extra