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Contingent loan Limit Enhanced by Rs. 1 lakh for all cadres (Share Holders) w.e.f 01.10.2025

Interest Rates on Advances

Category Rate of Interest p.a Repayment Period
Gold Loan 10.75% 12 Months for Below Two Lakh Loans - Monthly/ Quarterly Installments for above Two Lakh Loans
Loans against Fixed Deposits 2% above the Deposit Rate 2 years from the date of sanction or maturity date of deposits whichever is earlier.
Secured Over Draft against Deposits 2% above the Deposit Rate 2 years from the date of sanction or maturity date of deposits whichever is earlier.