Category | Rate of Interest p.a | Repayment Period |
---|---|---|
Gold Loan | 10.75% | 12 Months for Below Two Lakh Loans - Monthly/ Quarterly Installments for above Two Lakh Loans |
Loans against Fixed Deposits | 2% above the Deposit Rate | 2 years from the date of sanction or maturity date of deposits whichever is earlier. |
Secured Over Draft against Deposits | 2% above the Deposit Rate | 2 years from the date of sanction or maturity date of deposits whichever is earlier. |