A member is eligible to avail a loan up to 85% of the Thrift Deposit accumulated against her name.

The loan is repayable in 36 monthly installments.

One percent above the interest paid on Thrift Deposit. The present applicable rate of interest on Loan against Thrift deposit is 9.50% (1% above the present rate of interest being paid on Thrift Deposits i.e., 8.50% ). The interest is charged on diminishing balances, calculated and debited to the respective loan accounts, at the end of every month.

Construction of House or purchase of flat or Repairs/Renovation/Additions to the existing house and/or any other domestic need like Medical / Ceremonial / Consumption.

The Loan can be renewed on repayment of 1/3rd of monthly installments or on closure of the existing loan.

Members have to apply for loan by submitting prescribed loan application, duly filling in all required columns.